Choose simple, passive euro-denominated investments from Fundusz Hipoteczny Yanok — the market leader in non-bank corporate financing.
We have been operating since 2015, and over the past decade our Investors have earned more than 30 million PLN together with us.
Responding to the expectations of our Partners interested in currency-based investments, we now offer a three-year investment in euro with a fixed annual return of 6%.
Interest payment schedule
Interest payment schedule
You can transfer funds to the Yanok Euro Investment either in EUR from your currency account or in PLN from your PLN account. Both options are available, however transferring EUR is more cost-efficient, as it avoids currency conversion fees.
When you deposit PLN, the funds are exchanged into euro at a less favorable bank rate. If you don’t yet have a euro account, it is worth opening one and converting PLN to EUR through your bank’s exchange service — for the same amount in PLN you will receive more in EUR. The whole process is simple and available to everyone.
At this time, investments are available exclusively in euro. By focusing on a single, stable currency, we maintain the clarity and safety of the investment model.
You invest — we provide secured financing to companies and earn on interest from corporate mortgage loans.
Our loans are secured on properties with verified market value and clear legal status, ensuring a high level of business security — and therefore the safety of Investor capital.
The euro is considered one of the most stable currencies in the world, consistently demonstrating resilience to foreign exchange market fluctuations. It is the official currency in twenty European countries and is historically less exposed to inflation than the Polish złoty.
In 2025, inflation in the eurozone stands at 2%, whereas in Poland it exceeded 4%. Even at the inflation peak in February 2023 — when inflation in Poland reached 18% — euro inflation did not exceed 8.5%. As a result, long-term saving in euro can prove more profitable and more predictable. Although no investment is completely free from risk, allocating capital both in PLN and EUR provides diversification of savings — which significantly increases capital security.
Hundreds of people have already chosen Yanok investments, and over the last ten years we have never been late with an interest payment or with returning the originally invested amount.
We invite you to our headquarters — we will be happy to tell you more about our company, our business model, and Yanok Investments.